Successful planning is a climb that crosses three peaks: The first is risk assessment and planning, followed by the ascent to wealth accumulation, and finally the seamless transfer and distribution of what you worked so hard to achieve. Because a young family’s needs will likely look different from those of a couple on the cusp of retirement, we shape each client’s investment plan to meet them where they are in the climb. Our mission is to help you achieve a lifetime of financial freedom.
At RWP, we adhere to a time-weighted asset allocation philosophy for retirement income distribution. This philosophy is designed to limit the potential of selling an asset at a loss in order to generate income. This allows you to feel confident about your future, enables you to invest for longer and ultimately encourages you to spend more, live more and give more.
We utilize tax diversification strategies, efficient asset location, charitable gifting, estate planning, and tax-bracket management to manage the impact of taxes on the outcome of your plan and goals.
We act as your fiduciary when managing investments in our advisory programs. Our active/passive investment philosophy is built on a goals-based investment strategy, tailored to your financial plan and implemented through a low-cost, tax-efficient global asset allocation process.
Protecting those you love and the life you have built is a cornerstone of wealth management. Your income-earning ability is one of your largest assets and should be protected in the event of premature death or disability. Our team will identify and recommend appropriate insurance solutions for you and your family.
Charitable planning allows you to support the philanthropic causes you’re passionate abut while reducing your tax obligation. We will work with you to design a charitable giving plan that is aligned with your goals and values, leveraging tools such as donor advised funds, family foundations, and gifting appreciated assets.
We partner with our clients and your other advisors (CPAs, estate planning attorneys, etc.) to maximize the collective intelligence of the team making certain we completely understand your goals and objectives.
We collaborate with business owners to help them solve their unique business planning needs, which include risk management strategies, qualified retirement plans, attracting, retaining and rewarding key employees, buy/sell and succession/exit planning. We also specialize in integrating their business and personal financial planning strategies.
The success of most businesses comes from the intelligence, passion and hard work of their key people. We help our executive clients maximize their employer-provided compensation benefits including restricted stock, stock options, qualified retirement plans and non-qualified deferred compensation plans.
NO INVESTMENT STRATEGY CAN GUARANTEE A PROFIT OR PROTECT AGAINST A LOSS.
FINANCIAL REPRESENTATIVES DO NOT RENDER TAX ADVICE. CONSULT WITH A TAX PROFESSIONAL FOR TAX ADVICE THAT IS SPECIFIC TO YOUR SITUATION.